Over the years, I’ve realized that I tend to use some tools more often than the others. Here’s a list of 10 tools every home owner must have in his toolchest.
If you are a big fan of big banks, you will no doubt love the interest they pay on your savings account (0.01%)! But then, let’s also be fair. The interest paid by banks are paltry across the board, not just the big banks. Then there are some banks that offer an above average interest […]
Year 2013 was a record year for the stock market. The S&P 500 returned 32.39% last year, including dividends. 2013 was an unusual year for my 401K. Even though I did not switch jobs, my 401K switched! With the new 401K came new funds and I did what any rational person would do. I decided […]
This post has nothing to do with personal finance, but I want to share my joy on this low cost toolkit that has saved me numerous times! I usually don’t give in to impulse buys, but I saw this 31-in-1 screwdriver set on sale for a ridiculous price and decided to place an order. It […]
If I were to meet my 20-something year old self, I would probably punch him in the face! Among other questionable activities, for not signing up for a 401k, for not opening a stock trading account in a ROTH and for not indexing. These are regrets I will carry for a long, long time. To […]
In case you haven’t heard, Target’s been a victim of a massive credit-card hack involving 40 million accounts. The Secret Service is currently investigating. This was first reported by the security focused blog KrebsOnSecurity.com. This involves both credit and debit cards. Who is affected? This only affects shoppers who shopped at the Target store, not […]
This is part III of the series, Unconventional Income From Uncommon Stocks. The series is meant to be an absolute beginner’s introduction to uncommon stocks. The focus of this post is on REITs. Imagine owning and renting out property without the hassles of maintaining it! You don’t have to worry about finding renters, collecting rent, […]
“In my whole life, I have known no wise people who didn’t read all the time – none, zero.” – Charlie Munger I have a huge list of blogs that I read and enjoy. Some are quirky, some are educational, some are controversial and some are plain funny! It helps me broaden my horizons, hopefully […]
What questions must an individual investor ask, to stay on top of his portfolio? More importantly, how can he find the answers?
Two years ago, I decided to phase out all incandescent light bulbs in my house to energy-efficient ones. I’m almost done. Was it worth it? Here’s my verdict…