About moneycone

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moneycone has written 181 articles so far, you can find them below.

10 ETFs Cheaper Than Their Vanguard Peers

Vanguard offers funds that have some of the lowest expense ratios in the industry. Offering funds at-cost was a novel idea that made Vanguard the world’s largest mutual fund company, with about $1.6 trillion in assets. It took a while for competition to take notice, but now there are fund companies that offer funds that […]

January 17, 2012 17
Suze Orman

Suze Orman’s Approved Prepaid Card – Bad Wine In New Bottle

Suze Orman recently launched a prepaid debit card called the Approved Card. Now, I’m not a big fan of prepaid cards in general and prefer debit cards instead, but this coming from Suze Orman, deserved another look. I like Suze Orman. She does what a very few can do – break down complex financial topics […]

January 10, 2012 53
incandescent bulb

And Let There Be Light!

Or I could’ve simply named the post ‘Saving money by selecting the right light bulb’! Once upon a time, selecting a light bulb was as simple choosing a 60 watt or a 100 watt bulb, depending upon how bright you want the bulb to be. There was one popular size, you screw in the bulb […]

December 29, 2011 50

10 Stocks For 2012 (& Beyond)

If I were to pick stocks just for 2012, I would be speculating. I prefer stocks for the long term. My top picks for the coming year is not just for 2012, I would like to hold on to most of it even if the returns are less than spectacular. These companies have weathered disappointing […]

December 26, 2011 48

Are You Saving Enough For Your Retirement?

You do the usual, contribute to your 401K, you max out your IRA, you save and invest every month what you think is a pretty decent amount. But, at the present rate, if you were to retire at 65, can you tell what your income would be? Most don’t have a clue! To be fair, […]

December 18, 2011 28
EEM Lipper Rating

If You Own Mutual Funds Or ETFs, Don’t Ignore This Metric

This is an ad from T.Rowe Price promoting their retirement funds. But ads like these are all too common in the mutual fund industry. Open any business or investing magazine and you’ll find all sorts of metrics based around Lipper. Lipper ranks, Lipper leaders, Lipper indexes, Lipper Fund Awards… But then what do they mean […]

December 11, 2011 25
Switch To A Credit Union

If you are happy with your Big Bank, should you still switch to a Credit Union?

On one end we have the “99%” occupying not just Wall Street but public parks, bridges and roads and on the other, we have the 1% occupying everything else and who have our lawmakers literally at their beck and call. They even have lobbyists masquerading as presidential candidates and of course, all the money in […]

December 1, 2011 35
DCF 1.0

A curious thing happened to my credit score when I took on some debt

For quite sometime, my credit score had been tottering at around 785, vacillating between a high of 803 to a low of 777. Here’s the thing. I had do debt. No student loans, no auto loans, no credit card debt. I have no explanation for the wild swings. But then the inevitable happened. Decided to […]

November 22, 2011 37

Don’t overlook these when finalizing a mortgage

A mortgage is probably the biggest loan you’ll be taking in your lifetime. Every little misstep will have repurcussions on your finances. Here’s a simple checklist to help you make an informed decision. Know your monthly payment A mortgage loan is a numbers game. There are various fees, taxes and, confusing terms masked to sound […]

November 14, 2011 24
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