I am super excited to host this week’s Carnival of MoneyPros! Here are some of the finest posts that made the cut.
Melissa @ Mom’s Plans writes A Date with Finances Year Two – Last year, I declared a money week to deal with some financial issues I had been putting off. I thought it would be fun to see how I did with last year’s goals and set a few more.
Rick @ Invest In 2012 writes What It’s Like to Be a Trader – Have you ever wondered what it’s like to be a trader, not an investor? Here’s an example of Joe’s average day: huge investment positions, 4 hour nights, etc.
Squeezer @ Personal Finance Success writes What is passive income? – You may be asking yourself, “What exactly is passive income?” Passive income is income that is generated with you having to perform little to no work for it to be generated.
harry campbell @ Your Personal Finance Pro writes Getting Away From Internet Job Searches: Networking Tips for Young Professionals – With unemployment at 8.2% as of March 2012, many Americans find themselves relying on the same unsuccessful job hunting tactics. Recent graduates are stuck looking for work in an extremely saturated job market where supply is high and demand is low. So what makes one candidate stand out from another? When I entered the workforce in the summer of 2009, I applied online for every job I could find and unfortunately didn’t hear back from any of them. But I also went to every career fair I coul
Kanwal @ Simply Investing writes Is it Good When Companies Buy Back Their Own Shares? – Companies will sometimes buy back their own shares, but is this good or bad for you the shareholder? Generally it’s a good thing because in the long run it will result in an increase in the share price.
Shaun @ Smart Family Finance writes Should Families Pay Off All Their Loans: No, Debt is Not Bad and It is Not Always Riskier than Cash – I’m sorry, but if you think debt is bad; you are wrong! Debt can be good, sometimes it is even essential.
A Blinkin @ Funancials writes Why Do Banks Sell Mortgages? – Sometimes I use my blog as a medium to rant about the funny things people do with their money; but other times I tackle common questions that I receive from readers or overhear when I’m wondering the golf course streets. One common question/comment I’ve gotten recently has been around mortgages.
SFB @ Simple Finance Blog writes How does a Letter of Credit Differ from a Bank Guarantee? – In layma’s terms, a bank guarantee and a letter of credit may seem similar, but they are not. Here are the key differences and when to use them.
Suba @ Broke Professionals writes Our House On The Market: Month Two – Two months in to having our house on the market, and still no offers. I’m anxious to slash our asking price and reduce allowances we’ve made for closing costs.
Corey @ 20s Finances writes The Basics of Permanent Life Insurance – Understanding life insurance is one of the many challenges that young adults face these days. Between all of the confusing terms and the many options, it can become quite overwhelming. While you may be tempted to ignore this and see how long you can go without getting life insurance, it may be in your best interest to get life insurance now, while your young.
Hank @ Money Q&A writes Only Certain Home Improvement Projects Will Pay You Back – Most of your home improvement projects and remodeling projects are not going to make you money and will unfortunately not translate dollar for dollar in new home equity.
FG @ Financial God writes Cars Are the Mass-Transit Solution of the Future – As you sit in traffic on your way to work, you might find it hard to believe, but one day, that congested highway will be part of the mass-transit wave of the future.
Eddie @ Finance Fox writes 10 Signs You Need Help With Money – One thing is certain with money is that it's never too late to make a turn around and admit that you need help with money.
Wayne @ Young Family Finance writes 5 Tips to Save Money on Your Grocery Bill – If you are looking to save money, you might want to consider these tips to reduce your expenses with your grocery bill.
KT @ Personal Finance Journey writes Some Smart Ways to Use an Unexpected Windfall – As a child, you may have played the game of LIFE and enjoyed those moments you get an unexpected windfall. The same can happen in real life. A few years ago, many Americans got an unexpected windfall when President Bush offered a tax rebate to a majority of U.S. citizens.
Dave @ Financial Conflict Coach writes What’s The BEST Financial Advice I Can Give? – When someone asks for financial advice, is that really what they’re asking for? In my experience, they’re actually asking for something else- options.
Sustainable PF @ Sustainable Personal Finance writes Green Tip #240 – Rain Barrel – The 240th Green Tip: Use a Rain Barrel to collect rain water and reduce your water usage costs.
Jeffrey @ Money Spruce writes How to Be an Entrepreneur – The following is a guest post. Answering the question “How to Be an Entrepreneur” is a a somewhat complicated one. There’s really no simple way to answer it. The first thing I will tell you: being an entrepreneur is easy, but being a successful entrepreneur is not. Here’s a few simple steps to think about.
Evan @ My Journey to Millions writes There Are No Money Rules – I abhor when personal finance bloggers and authors create “unbreakable” rules when it comes to finances. To be blunt, I think most of them are simply bullshit.
Mr. Money @ Smart on Money writes What Are You Doing to Make Your Money Dreams a Reality? – Many of us have money dreams. Often, these dreams focus on some point in the future, when you have more money. We think about the things that we’ll do when we have more money: Go on vacation, set up a charitable foundation, get rid of debt, pay off the mortgage, or accomplish some other feat. Unfortunately, while dreaming about what we’ll do when we have more money, we often overlook the intervening step of planning to make those dreams a reality.
Lazy Man @ Lazy Man and Money writes My 16 Hours in Military Retirement Boot Camp – I’ve mentioned before that my wife is a pharmacist with the military. That unique career choice has given her some of the greatest perks in the job market today. It’s great job security as it literally takes an act of Congress to fire her. Probably most importantly, from my view is that she’s exempt from be deployed for war. However, today I’d like to talk about another of the great perks of her career, her retirement and pension.
krantcents @ KrantCents writes The 3 M’s of Success – The 3 M’s of Success is the thirteenth in a series of articles to help you reach your goal.
Peter @ Bible Money Matters writes Betterment.com Investing Website Video Review: Walkthrough of Account Setup and Investing Tools – One thing that attracted me to Betterment was the fact that they were so simple to use for the average investor, they are basically a set it and forget it type investing option where you can set your investing on auto-pilot and invest for the long term. You basically choose how much you want to invest in stocks, how much in bonds, and then you set your allocation. Over time if your percentages get out of whack Betterment will automatically re-balance your portfolio for you, with no need for you
Jen @ Master the Art of Saving writes How Much House Do You Really Need? – Sometimes we just need to ask ourselves: How much house do I need? If you stay in your house almost all the time, then of course your needs would…
Little House @ Little House in the Valley writes Ways to Pay Down Credit Card Debt – I avoid paying interest fees because I pay the charges off before interest accrues; it’s the best way to use credit cards in my opinion. If you’re looking for ways to pay down your credit card debt, take a look at this infographic brought to you by Imgur.com. They’ve broken down the steps to becoming credit card debt free in an easy to read infographic:
Amanda L Grossman @ Frugal Confessions writes Environmental Reward Program Update – Earth Day/Week is here, and I thought I would take the opportunity to update you on the reward point programs I introduced about a year ago.
Linsey @ 1099 Mom writes What Every Small Biz Owner Should Know about Social Media Security – Thought you were being savvy with your social media account password security? You may have been. Unless you are following the below tips to keep your info safe, however, you risk all of you hard work — and your reputation — at the hands of unscrupulous freelancers, outside agencies, and employees.
Daisy @ Add Vodka writes Vancouver Personal Finance – A couple of weeks ago, TeacHer Finance wrote a post asking whether or not personal finance advice should depend on geography. I say YES.
Jason @ Live Real, Now writes Five Signs You Don’t Need That – Everybody occasionally buys things they don’t need, from DVDs to luxury cars. There are signs that what you’re buy may not be an actual necessity. Here are five signs you should put that back:
Sean @ One Smart Dollar writes What are the Best Days to Buy Specific Items – Did you know that you can save money just buy making purchases on a specific day of the week or month?
Tushar @ Start Investing Money writes The Average Returns to Expect on Mutual Funds – This Post was Originally published at The Average Returns to Expect on Mutual Funds on Start Investing MoneyWhen you are deciding on a vehicle for investing your money, mutual funds may come up in conversation more often than not. Because the risk is spread out, the investment is perceived as safer than gambling on individual stocks.
MR @ Money Reasons writes Fixing Your Garage Door Opener By DIY – These are the steps I followed to replace my craftman garage door gears that were shredded. This particular repair cost me $25 vs around $200 for a repairman.
MMD @ MyMoneyDesign writes Before Retirement, Eliminate Your Biggest Expense – Have you ever considered the benefits of paying off your mortgage early as a way to save BIG during retirement and reduce the amount of income you’ll need? If you’ve got a lot of time between then and now, even better! Let’s crunch some numbers and see how much extra it would take to eliminate your mortgage payments altogether.
Kay Lynn @ Bucksome Boomer writes Is Your Career Aligned with Your Priorities – Middle-age can find you reflecting on your life, your job, your family. You may be burned out from your work but feel that you have to stay because you can’t give up the money. You may think that someday you will be able to transition from the job with the lucrative salary to something you truly feel passionate about. However, for many people that transition never occurs.
Ryan @ Early Retirement Investments writes Are You Spending Too Much on Business Expenses? – Related Posts:How to Save Money Every Month Using UnionBank Online Banking ServicesFinding Money for Retirement When Your Paycheck is SmallQuickBooks Pro 2011:…
Maria @ The Money Principle writes Regulate the people, not the banks! – Read why it is not the institution that the government need to go after, but those few selfish individuals in the company!
Kevin @ Thousandaire writes It’s All About Creating Income – Lots of people worry about saving millions of dollars. If you generate passive income, you won’t need so much in savings.
Earth and Money @ Earth and Money writes Comparison of Foreign ATM Fees Charged by Canadian Banks – A comparison of the foreign ATM fees charged by all the big five Canadian banks, and a few alternative options as well. With a little insight and planning, you can go abroad and spend your money the right way – enjoying your trip!
Jason @ Work Save Live writes Where to Save Your Retirement Investing Contributions – Welcome to the 3rd week of my ‘Understanding Retirement Planning & Investing’ series! If you’ve missed the first two posts be sure to check them out! Everything You Need to Know About a Roth IRA & Why to Start One.
YFS @ Your Finances Simplified writes The Benefits of Giving to Charitable Institutions – They say that giving and helping others can offer people more satisfaction than acquiring material things. For centuries different individuals, even the most wealthy ones, have found a sense of fulfillment in giving, and indeed it is in the act…
Steve @ Money Infant writes Happy Songkran from Thailand – No, I haven’t lost my mind. I know it isn’t New Year in most of the world, but here in Thailand it is.
Jester @ The Ultimate Juggle writes Saving Money By Doing Small Repairs Yourself – How I save money to spend on my kids by doing small repairs myself. If what you are trying to fix is old, it might be worth it to try fixing it yourself.
PITR @ Passive Income To Retire writes Risky Investments – High Return – Investing with great risks gives you a bigger potential return. You won't always avoid mistakes, but you will learn from them.
Princess P @ Portfolio Princess writes Smart, Savvy, And On A Budget – Sometimes sticking to a budget is no easy task, but there are ways to make saving money easy by following these simple budgeting tips.
Penny Thots @ Penny Thots writes Cash as an Investment Strategy – I’ve started to think back to the many “investing opportunities” that I said, “I wish I had more cash to take advantage of this.” When reviewing my IPS last year, this was one of the things I noted for adjustment. I call it “opportunity cash” and it means increasing my total cash allocation.
Daniel @ Sweating the Big Stuff writes The Finances of Addiction – It seems like just about everybody is addicted to something. Do you know how expensive additions are?
Kyle @ The Penny Hoarder writes How to Make $500/week Cleaning out Foreclosures – Foreclosure cleaners often earn a whopping $500 to $2,500 per house that they clean. Here are a few tips on how to score these jobs…
Cash Flow Mantra @ Cash Flow Mantra writes My Seagate Technology Trade – Seagate initially got my attention in November of last year as a stock that was paying a decent dividend of over 4%. I thought it would be an important component to my dividend plan for my retirement account. Ultimately, being able to manage a portfolio of dividend stocks will be some great knowledge to have so that I don’t have to deplete principal during retirement and can live off the generated income instead.
Luke @ Learn Bonds writes Should You Trust Your Financial Advisor? – Does your financial advisor have a fiduciary duty to act in your best interest? It depends on the type of advisor you are work with.
Aloysa @ My Broken Coin writes Who I Have Not Become – At some point in life, we all dream of becoming someone else, someone different from who we are now. We have certain aspirations and hopes. Sometimes we live up to our dreams. Sometimes they remain just that … dreams.
John @ Married (with Debt) writes Pay Off Debt Before Investing: Rule 9 – This is Rule 9 in my 10 Rules to Eliminate Debt and Change Your Life Should I pay off debt before investing? If you are asking this question, let me first say congratulations.
TRL @ The Retired Landlord writes Why I am Investing in Real Estate – Investing in real estate is not a easy commitment, but doesn't mean it isn't worth it. Find out why I am investing in real estate.
101 Centavos @ 101 Centavos writes To Peak Oil or Not To Peak Oil? – The world is running out of oil… so might as well buy a few shares in the companies that make it and move it around. Having had some cash free up…
Steve @ Brip Blap writes 7 Things You Don’t Want to Skimp On – You don’t always want to save as much as you possibly can on everything. I can think of at least a few examples where spending the least amount possible is not always a great idea.
Debt Guru @ Debt Free Blog writes Is the Cash Method Helpful? – Is an all cash method of budgeting the best way to control your spending? Find out if the envelope method is right for you.
Crystal @ Budgeting in the Fun Stuff writes Build a Home Series – Floor Plan and The Lot – The first steps with our builder were to decide on the floor plan of our future home and to pick our lot. We had to pick our floor plan first.
Corey @ Steadfast Finances writes Why are Home Foreclosures Picking Up in 2012? – Find out why foreclosure rates are increasing in 2012. Will you be next?
Busy Exec @ The “Busy Executive” Money Blog writes Reassessing the Value of Your “Stuff” – The true value of things depreciate at different rates for different people. Just because you are tired of it, does not mean it doesn’t have value to someone else.
Don @ MoneySmartGuides writes Revisiting The Buffett Rule – I previously wrote about how I was against The Buffett Rule, raising taxes on the rich to help balance the budget.
Ashley @ Money Talks Coaching writes How to Spend Less on Gas – How much gas are we using to drive to work, to school, to the store, and so on? Here are some tips on how you can deal with the high price of gas.
PPlan @ Provident Plan writes Top 5 Mortgage Mistakes – Learn about the top five mortgage mistakes that you can make when buying a new house or condo.
Jon the Saver @ Free Money Wisdom writes Southwest Airlines Rapid Rewards Credit Card Review and a 2 Free Flights! – Earn up to two free flights with the Chase Southwest Rewards credit card! If you're traveling soon, this card is one that you need now!
Sicorra @ Tackling Our Debt writes Top Summer Vacation Spots In Canada – Calgary for the Calgary Stampede – Have you booked your summer vacation yet? Why not come out to Calgary this summer? Get online and book your trip to Calgary for July and we’ll see you at the Calgary Stampede!
Miss T. @ Prairie Eco Thrifter writes How to Network at Work and Increase Your Influence – The importance of a personal network is well known and is as applicable to your personal life as to your working career. Follow these strategies on how to network at work and watch as your influence increases.
Jeremy @ Modest Money writes Thank You For Irresponsible Credit Card Usage – There are many personal finance blogs that tell you to cut up your credit cards or exercise greater willpower with credit cards. While that may be good advice depending on your situation, I want to personally thank the countless people who are irresponsible with their credit card usage.
Investor Junkie @ Investor Junkie writes What Is Tactical Asset Allocation? – If you are looking for a way to take advantage of changing asset values, and if you want to keep up with what’s happening in the markets, Tactical Asset Allocation is a strategy that can help.
Matt @ Living in Financial Excellence writes Your Debt Free Date – Whether you realize it or not, you already have a debt free date. Whether you are already on a plan to pay everything off or you aren’t even paying attention, you are already on a path to becoming debt free someday. Even if you don’t pay extra on your debts, if you stop borrowing money for cars or college or dinner on your credit card you will automatically become debt free.
Van Beek @ Stock Trend Investing writes Growth Investing vs. Value Investing – When it comes to investing in stocks, there are two major styles of investing: growth investing and value investing. There has been an intense debate as to which investment style yields the best returns and what style of investing suits investors. Let us first understand the two styles and then compare the two approaches.
Theresa Torres @ http://editorial.equities.com/ writes Like a Robot: How to Overcome Emotional Investing – When we let emotions rule our decisions, we often find ourselves in hot water. When it comes to investing, it’s best to keep a clear head by following these simple steps.
Brent Pittman @ On Target Coaching writes Deposit Your Checks Remotely Into ING Accounts – I wanted to let you know about a cool new feature for those of you with ING Direct Checking accounts that allows you to directly deposit checks into your ING accounts.
Teacher Man @ My University Money writes How To Use Your Liberal Arts Degree To Get a Government Job – I have been someone negative about the job prospects out there for people like me with a liberal arts degree before. While it is still not what I recommend for most people coming out of high school, it can be a valuable tool in your career tool belt if leveraged correctly.
Boomer @ Boomer & Echo writes Preparing For Retirement: Some Thoughts On Turning 50 – There are plenty of reasons why people put off planning for their retirement. The future has a way of arriving faster than we ever thought. No matter how well you are doing today, making sure you have the financial resources you will need for a secure future takes careful planning.
Emily @ Evolving Personal Finance writes The Fact and Fiction Behind “Two Can Live as Cheaply as One” – Based on a qualitative retrospective of four areas of spending, “two can live as cheaply as one” has not been true for us, and it’s even possible that we have increased overall spending since we got married.
SB @ One Cent at a Time writes Everbank Review – A Bank Which Pledges Yeild – Not often we come across banks who has rate pledges, EverBank announces at its home site that the rates for its account holders would remain in top territory. Read moe in this review.
Robert @ My Multiple Incomes writes My Multiple Incomes Expense Report – I want to continue to be as transparent as possible, and so here is a breakdown of my expenses, as well as how much time I spend on my various income streams each week.
Jefferson @ See Debt Run writes Everything I Need to Be Happy – Happiness that you get from obtaining material things is short lived. Taking a deeper look, I quickly realize I have everything I need to find happiness in life
Glen Craig @ Free From Broke writes What is FOREX Trading and is it Right for My Portfolio? – You hear about FOREX trading everywhere these days and the promises of making a killing. But what is FOREX Trading? How does it work? Read on to find out.
Roger the Amateur Financier @ The Amateur Financier writes Building Up Your Financial Literacy – A guide to some steps you can take to increase your financial literacy and make yourself better able to handle financial matters.
J.P. @ Novel Investor writes Shorting A Stock: Profiting On The Way Down – Everyone and their brother wants the market to go up, not the short seller. Shorting a stock is not the popular choice, but there are profits in going against the crowd.
Thank you for your submissions!


Thanks for the inclusion and hosting, I really appreciate it.
Thanks for hosting and including my article!
Nice list of articles MC. Thanks for hosting.
Thanks for including our post.
Thanks for hosting and including my post this week!
Thanks for hosting and including my post!
Thanks for including my post in the carnival this week.
Thank you for the inclusion and for hosting, MC. Love the carnival photograph.
thanks you for including my post and for hosting.
Thanks for the inclusion
Thank for including my post MC!
Wow that is a big list.
Nice job hosting MC!
Wow, There were a ton of submissions and some inspiring titles. Looking forward to perusing a few of the articles.
Thank you for doing all the hardwork for me. Saves me going through 200+ bookmarks.
Very useful reading towards financial independence.