How do you drive a vehicle in winter when roads are wet and slippery and covered with snow and/or ice? Sure, common sense tells us that you should drive carefully and slow down, but what if that is just not enough? A few years back a question like that wouldn’t have even crossed my mind! [...]
Or I could’ve simply named the post ‘Saving money by selecting the right light bulb’! Once upon a time, selecting a light bulb was as simple choosing a 60 watt or a 100 watt bulb, depending upon how bright you want the bulb to be. There was one popular size, you screw in the bulb [...]
On one end we have the “99%” occupying not just Wall Street but public parks, bridges and roads and on the other, we have the 1% occupying everything else and who have our lawmakers literally at their beck and call. They even have lobbyists masquerading as presidential candidates and of course, all the money in [...]
Maybe the current state of the market has you spooked or maybe having a percentage of your investment cash in a risk-free account is a part of a well thought out asset allocation plan. Whatever the case maybe, exhaust one other option before considering CDs. I’m not talking about taking on more risk – the [...]
On an average, a person will switch about 9 jobs during his working career. If he was lucky and smart, he probably enrolled in 401K plans when available. Now, if he didn’t bother consolidating his 401Ks, that’ll be 9 different accounts to remember at the time of retirement! When you decide to leave a company, [...]
We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. (Shamwow guy, you listening?) Sometimes we buy stuff on a whim, only to be disappointed later. I know I have. But not all my impulse buys have been duds. Here are some purchases that turned out to be better [...]
When it comes to easy money transfers, nothing beats PayPal in terms of popularity. The process is very simple to send money to friends and family: 1.Both the sender and the receiver should have a Paypal account 2.If the payment is for personal use, there may or may not be fees depending upon the source [...]
To improve your savings, start by focusing on your expenses, especially those that are recurring in nature. These are the ones that slowly chip away at your savings. Even if they are small, they add up over time. Address these leaks first. Cutting down on an occasional candy bar won’t cut it, but bringing lunch [...]
Not all couples have a joint account. Some just prefer to keep their accounts separate and reconcile joint expenses periodically, including yours truly! When we first started doing this, we were stumped! This wasn’t straightforward. Exchanging cash was too cumbersome, writing a check meant a trip to the bank, wires cost money and ACH money [...]
How would you like to get rid of your old stuff and get paid for it? Toys, DVDs, gadgets, books, CDs… everyone’s got a few! But instead of junking them or even worse, letting them collect dust, why not sell them from the comfort of your home? With Amazon Marketplace, you can! Why Amazon? 1. [...]