Here’s a typical scenario: a raging inferno gutted your bedroom. Sure you were smart enough to have taken out an insurance policy against fire damage, but didn’t tell the insurance company about that money you had under the mattress! Now all that is left are badly charred dollar bills! You went to the nearest bank, […]
This is the 21st century, no flying cars yet and I still find those heavy five pound Yellow Pages directories at my doorsep every single year. But here’s a little secret: you can choose to opt out. Here’s how: Goto YellowPagesOptOut.com, fill in your address and do your part in protecting our environment. photo
The period from 2000 to 2009 was a brutal decade for the US economy. First there was the dotcom bubble, that burst only to be followed by the real estate bubble leaving investors scrambling for safer havens like bonds and gold, which almost feels like yet another bubble in the making. But during the boom, […]
I was reading an interesting post at Well Heeled Blog and I thought I’ll share a similar experience I had years back. The general consensus is it is a very bad idea. I learnt this the hard way.
Banks, and credit unions to a certain extent, spend a massive amount of money lobbying. Yes that’s your money, that these organizations use for lobbying. Here are some very curious statistics I gathered! Largest political contribution is also from the most hated bank in America. Bank of America contributed a total of $530,500 followed by […]
No one likes to admit they got scammed. More so for me since I blog about personal finance! But here’s an old story I think is worth writing about. This happened a few years back … Here’s what happened. I signed up for a new credit card and the card provider automatically put me on […]
When it comes to savings, US consumers are way below emerging economies like China and India. Compare US savings rate of about 3.9% to that of China’s whopping 38% or India’s 34%. What is your savings rate? A good technique to start an effective savings plan is to have one! Set aside an amount, any […]
Amazon is offering this ebook free by Gregory Karp for a limited time. Regular price is $13.99. You need a Kindle to read this ebook, but even if you don’t have the physical device, Kindle reader is available and free for the PC, Mac, iPhone and the iPod Touch. I haven’t read the book yet, […]
Ever noticed how when you swipe your debit card at the grocery, you have to choose Credit or Debit? Most choose Debit and enter their PIN to pay for the purchases. Did you know you can choose Credit and NOT enter your PIN?
Amazon is offering Michael W. Covel’s latest book, Trend Following: Learn to Make Millions in Up or Down Markets for free. The download is offered as a Kindle download. The book sells for $15.99, now free for a limited time. No sweat if you don’t own a Kindle as Kindle readers are available for free […]