Money Tip: Search and claim lost funds

Today’s tip is on how to go about looking for forgotten funds. Do you have a bank account you haven’t used in a long while? Chances are the funds have been handed over to the state. You can still claim it! MissingMoney.com is one such resource that helps you locate your missing funds. Not just […]

September 25, 2010 3

How NOT to ask for feedback

Recently DCU sent me a questionnaire on how they were doing. It is nice of DCU to proactively ask for feedback from their customers and being a long time member, I got to filling out the feedback form right away. Page 2 and I noticed … Feedback : Keep feedback forms short.

September 22, 2010 0
Discover Card MyBenefits __ Discover Financial Services

HOWTO earn reward points AND get cash back with no fees

I bank with a credit union which is outside my state. There aren’t too many credit union ATMs around where I can withdraw cash without fees. Cash back from debit card payments are an option. But I’m wary of debit cards for the following reasons: You are not protected against fraudulent purchases the same way […]

September 17, 2010 0
imageclass printer

HOWTO choose a printer

If you are shopping around for a decent printer, here are some tips that might save you some money. PRINT-SCAN-COPY-FAX. Buy an all-in-one (print, copy, scan and fax) rather than a single function one. The price difference isn’t that significant PAPER JAMS. Biggest annoyance in a printer is paper jams. Read reviews to see if […]

September 6, 2010 1
How to get free iTunes gift card by MoneyCone

Get a free $10 iTunes gift card! Here’s how…

MoneyCone is all about saving money and sometimes about making money too! Oracle is giving out free iTunes gift cards for just creating an account and you don’t even have to be a geek! Or if you choose, you can get an IronMan poster instead. (An odd choice, but hey it’s free!). Offer ends September […]

August 27, 2010 2
Best CD Rates!

Have you locked your funds in a CD that yields less than 1.50% APY?

If you are with one of the big banks, chances are you are getting a lot less than 1.50%. As of this post, this is the yield for a 1 year CD with the top four banks: What if I said you can get 1.50% APY with just $100 minimum AND free ATM access to […]

August 22, 2010 1

If you are paying for your landline, you shouldn’t be!

Landlines are becoming a thing of the past with the adoption of cellphones. But there are times when a landline makes sense. For example, if you have a ‘frugal’ cell phone plan, a landline makes sense. Another reason could be a poor cell phone signal quality inside your home. There are two kinds of landlines. […]

August 19, 2010 18

Why you should have a credit card issued by a Credit Union

Applying for a credit card and canceling a card should not be treated lightly. Both affect your credit score. When you apply for a new card, the card issuer will do what’s called a ‘hard pull’ on your credit and this is noted on your credit report which can negatively impact your credit score. When […]

August 15, 2010 12

Tip: Unlock Your Phone For Free

Did you know you can unlock your phone for free? If you’ve been with your carrier for more than 6 months, all you need to do is ask! (not sure about iPhone or Android, but certainly worked for Blackberry and Nokia). I was planning on a trip outside the country and and wanted to unlock […]

August 10, 2010 5

Weekend Project: Saving money by switching to Prepaid

Goal: To save money by cutting down on a recurring expense – my monthly cell phone bill – to a prepaid plan without changing my phone number. Current Annual Cost: $720 Does it make sense to move to prepaid? In my case, I hardly go over minutes and usually have unused minutes at the end […]

August 7, 2010 9
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