For quite sometime, my credit score had been tottering at around 785, vacillating between a high of 803 to a low of 777. Here’s the thing. I had do debt. No student loans, no auto loans, no credit card debt. I have no explanation for the wild swings. But then the inevitable happened. Decided to [...]
A mortgage is probably the biggest loan you’ll be taking in your lifetime. Every little misstep will have repurcussions on your finances. Here’s a simple checklist to help you make an informed decision. Know your monthly payment A mortgage loan is a numbers game. There are various fees, taxes and, confusing terms masked to sound [...]
Maybe the current state of the market has you spooked or maybe having a percentage of your investment cash in a risk-free account is a part of a well thought out asset allocation plan. Whatever the case maybe, exhaust one other option before considering CDs. I’m not talking about taking on more risk – the [...]
If you are a blogger, you’ll find this post curiously entertaining; if you are a reader, you’ll get a behind the scene sneak peak at what keeps a blogger awake at night! Going through my site statistics I noticed that the traffic for this blog has been gradually increasing and last month alone, the traffic [...]
It’s been a while since I did a link roundup! I wanted to share with you some awesome posts I enjoyed reading the past few weeks! Sydney@Untemplater with a helpful post: How To Buy The Best Travel Lens For Your DSLR Camera World of Finance shares a clever tip on reducing your bills! If you [...]
On an average, a person will switch about 9 jobs during his working career. If he was lucky and smart, he probably enrolled in 401K plans when available. Now, if he didn’t bother consolidating his 401Ks, that’ll be 9 different accounts to remember at the time of retirement! When you decide to leave a company, [...]
We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. (Shamwow guy, you listening?) Sometimes we buy stuff on a whim, only to be disappointed later. I know I have. But not all my impulse buys have been duds. Here are some purchases that turned out to be better [...]
BofA has come up with a novel way to earn people’s trust after battling one PR disaster after another for the fraud perpetuated by the bank over the past few years. BofA has decided to charge a nominal monthly fee of $5 every month you use BofA’s debit card. This will be on top of [...]
When it comes to easy money transfers, nothing beats PayPal in terms of popularity. The process is very simple to send money to friends and family: 1.Both the sender and the receiver should have a Paypal account 2.If the payment is for personal use, there may or may not be fees depending upon the source [...]
Here are some of the posts I enjoyed reading this month… Dividend Monk with his excellent analysis of J.M. Smucker’s. Mmm jelly! Passive Income Earner with: Guide to DRIPing. If you love dividends, you should know about DRIPs! Beating The Index ponders on why SkyWest Energy is getting punished. Kris@EverydayTipsAndThoughts: Times That I Do Not [...]