Vanguard funds have some of the lowest expense ratios in the industry. Almost all of Vanguard’s ETFs have a corresponding mutual fund that either track an asset class or an index. But then, for an investor, deciding between a Vanguard ETF and mutual Fund is just not a trade-off between convenience and flexibility, although it [...]
I’m honored to host this week’s Totally Money Blog carnival! For this carnival, I thought I’ll do something different. I created a quiz out of my top picks and I picked posts that had an interesting trivia in them. My top picks: PT Money’s 10 Reasons to Get Off Your Butt and Start a Roth [...]
To improve your savings, start by focusing on your expenses, especially those that are recurring in nature. These are the ones that slowly chip away at your savings. Even if they are small, they add up over time. Address these leaks first. Cutting down on an occasional candy bar won’t cut it, but bringing lunch [...]
Although I invest for the long term, I’ll admit, from time to time, I speculate on market movements for short term gains. I call this Thrill Money Investing. I only allocate a very small portion of my investing funds, funds that I can afford to lose without losing sleep, towards TMI. Any gains are plowed [...]
This is part II of the series, Unconventional Income From Uncommon Stocks. The series is meant to be an absolute beginner’s introduction to uncommon stocks. The focus of this post is on MLPs. Why MLPs? Before I answer this question, here’s one for you! What’s strikes you as most unusual from this list of MLPs? [...]
Not all couples have a joint account. Some just prefer to keep their accounts separate and reconcile joint expenses periodically, including yours truly! When we first started doing this, we were stumped! This wasn’t straightforward. Exchanging cash was too cumbersome, writing a check meant a trip to the bank, wires cost money and ACH money [...]
Been a while since I did a link round up! Here’s a list of posts that I found interesting! Robert@DIY Investor with an excellent piece on Annuity KrantCents on… well the title says it all! Have Your Dream Wedding at McDonald’s Kris@Everyday Tips and Thoughts with a fun post: A Previously Unnoticed Feature In A [...]
Fine prints, who reads them right? At least until you are hit with fees for violating some rule buried in fine prints! If you read them, more power to you! If not, shooting an email to your bank with these 10 most commonly asked questions might be the next best thing to do! Do this [...]
Here’s a pop quiz for you – if an unauthorized money transfer happens from your checking or savings account, what do you think is your liability? (A) None. My bank will reimburse me (B) If I report it quickly, then I’m not on the hook for anything (C) No matter how promptly I report it, [...]
I love multi-functional units! Cellphones that serve as cameras, printers that double up as fax machines, wrist watches that can also monitor your heart rate and of course, TV stands that can make breakfast while you catch up on the morning news! I knew I had to get one! Enjoy your Saturday morning folks!
