How To Be A Deadbeat

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Is Financial Freedom Worth The Hype? One of the conveniences of capitalism is the easy availability of credit. You can buy almost anything on credit and applying for a credit card is easy! Some credit card companies give out free Pizzas just for signing up! Average credit card debt is over $15,000 today whereas the […]

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5 Rules for responsible credit card use

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1.Pay off your balance in full This should be a no-brainer rule. Don’t carry a credit card balance. Think about it, a bank pays less than 1% on your savings. With a CD you might get 2% if you are willing to lock the money for a year or two. With an inflation protected ibond […]

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