Credit Score Myths And Tips

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1. If I cancel a credit card, will it affect my credit score? One of the factors determining your credit score is your borrowing power or the sum total of the amount of money lenders are willing to loan (total available credit). An indirect effect of canceling a credit card is that your borrowing power […]

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DCU now offers free Equifax FICO credit score

Free Equifax Fico report from DCU

DCU recently rolled out a new service to all its members – a free monthly FICO credit score report! Absolutely love it! Yet another reason to move your money to a Credit Union. I’ve been with DCU since 2001, have never stepped inside the bank, but have been more than satisfied with their service. If […]

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How to learn your credit score without spending a dime

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Knowing one’s credit score is the first step towards managing one’s finances. But how do you learn your credit score? Most of the ‘free’ credit reporting services are not really free. Why does FreeCreditReport.com require your credit card? Most of these companies are borderline scammers. I myself got scammed by a credit monitoring service called […]

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