Times have changed! I remember 10 years back, when I joined a Credit Union that happened to be outside my state, the only way I could deposit a check was to find another credit union’s ATM and make a deposit. Soon they introduced prepaid deposit envelopes. Now a deposit would mean a trip to the [...]
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Recently DCU sent me a questionnaire on how they were doing. It is nice of DCU to proactively ask for feedback from their customers and being a long time member, I got to filling out the feedback form right away. Page 2 and I noticed … Feedback : Keep feedback forms short. Incoming search terms:feedback [...]
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Applying for a credit card and canceling a card should not be treated lightly. Both affect your credit score. When you apply for a new card, the card issuer will do what’s called a ‘hard pull’ on your credit and this is noted on your credit report which can negatively impact your credit score. When [...]
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Credit Unions don’t get as much coverage as traditional banks and part of the reason is there is no incentive to cover Credit Unions. Credit Unions don’t pay for referrals, they are not set up that way. But then, for those who are members of a Credit Union, this is like an awesome secret others [...]
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DCU recently rolled out a new service to all its members – a free monthly FICO credit score report! Absolutely love it! Yet another reason to move your money to a Credit Union. I’ve been with DCU since 2001, have never stepped inside the bank, but have been more than satisfied with their service. If [...]
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