HOWTO set up a home filing system

After organizing

In my last post I covered the basics of a filing system. That’s just one part of the story. You still need to pick and stick to a filing technique. I’ve been using a system for sometime now and it’s been working out pretty well. No more paper clutter. The minute I get mail, it is neatly filed away without spending too much time doing it. You come home from work, the last thing you want to do is sit and spend half hour filing!

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How to learn your credit score without spending a dime


Knowing one’s credit score is the first step towards managing one’s finances. But how do you learn your credit score? Most of the ‘free’ credit reporting services are not really free. Why does require your credit card? Most of these companies are borderline scammers. I myself got scammed by a credit monitoring service called […]

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Where to open a Roth IRA account?

a bank that is better than ally and ingdirect moneycone finance

I recently opened a Roth IRA account. But the decision making process wasn’t an easy one! Here’s how I went about choosing a Roth IRA custodian. The most fundamental rule of smart investing is to keep taxes and expenses low. A Roth IRA account by its very nature is tax efficient like a 401K. But […]

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